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Reclaim Credit Card Charges
Mis-Sold Payment Protection Insurance
Mis-Sold Whole Of Life Insurance
Unfair Credit Agreements

Sick of bank charges and the banks attitude towards you?

Bank Charge Services will get your money back where it belongs…

Make your claim now!

Debt Solution Services

claims standards council

Reclaim up to 6 years bank charges plus interest
THE UK'S BIGGEST BANKS HAVE LOST THEIR TEST CASE BROUGHT BY THE Office Of Fair Trading...Mr Justice Andrew Smith has ruled that the OFT can use consumer contract regulation to decide the fairness of Bank Charges...

Ratio Money is still handling thousands of claims per week and if you have not started your claim now is the best time!

If you have not already begun your claim 'click' Make A Claim Now. There is no delay for anyone who is experiencing financial hardship, so 'click' Make A Claim Now and make your claim now!

If you have any concern over a potential claim you can call us for a free consultation with no commitment 0800 848 88 10.
No Win No Fee Unauthorised overdraft fee, bounced cheque fee, direct debit refused, etc.
No Win No Fee No Upfront fees
No Win No Fee All accounts dealt with Bank, Credit Cards, Mortgages etc
No Win No Fee Claim for the last 6 years on all your accounts
Over charged by bank - How to claim
No Win - No Fee * - Make Your Claim Now
 

Have you been the victim of excessive and unfair bank charges?

Stop Press! “On the 27th of July the OFT announced that it would be proceeding with a test case with regards to unauthorised overdraft charges against several of the major high street banks, the Financial Ombudsman in conjunction with the Financial Services Authority have agreed to give the banks a “Waiver” which in effect puts all current claims on hold until the outcome of the case has been concluded..

The “Waiver” does come with certain conditions which the companies must abide by for instance if you are in financial difficulties and suffering “Financial Hardship” we may we be able to complete your claim even with the “Waiver” in place … If you require any more information please contact our team on 0800 848 88 10 or email admin@bankchargeservices.co.uk

New claims will be processed and logged with the banks so that as soon as the decision has been made we can quickly complete your claim… Keep on claiming!

For the official FSA view please see http://www.moneymadeclear.fsa.gov.uk/news/
unauthorised_overdraft_charges_test_case.html


The Office of Fair Trading as mentioned above have issued court proceedings in relation to the unfairness of Overdraft Charges we are still taking on claims.


What Ratio Money do for you?

Our experienced team will act on your behalf to argue your case in claiming these unfair costs back on all your Bank Account personal current and credit cards plus business accounts.

WE DO NOT CHARGE ANY UPFRONT FEES! We only ask that you provide a cheque for £10 made payable to your Bank (Data Protection Fee to obtain your Statements). On successful completion of your claim our fee is 20% of the total amount reclaimed.

Under the Data Protection Act your bank must provide a summary of all charges made by them against your account over the last 6 years. Once authorised by you we can obtain this information and proceed with the claim.


We can be contacted on 0800 848 88 10

 
We only charge a flat fee of £35 + 20% when successful We only charge a flat fee of 20% on a contingency basis – No Result – No Fee
No hassle, we deal with the bank for you Our team have 20 years experience dealing with Banks and Creditors
 
* We may in line with our terms of business make a cancellation charge.
 
Over charged by bank - How to claim

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All rights reserved 2007. Bank Charge Services is a division of Ratio Money Ltd.
Company number 06108160 registered in England & Wales.
Registered with the Information Commissioners (Data Protection) Office Registration Number Z9816427.
Ratio Money Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities.
It's registration is recorded on the website www.claimsregulation.gov.uk.
Registration number CRM 3901
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